A bright spot in the face of current banking challenges

Along with difficulties and pressure are great opportunities for development and advancement for those pursuing banking jobs today.

Until now, banking has always been the dream workplace of many young people because of its high salary, good working environment, great advancement potential and being labeled as a "delicious" profession. However, behind that are many challenges that career seekers have to overcome. So what is the reality of banking today? The information below of Navigos Search will give you a clear answer.

1. Banking job overview

Banking jobs include a variety of positions at head office and branches. When it comes to banking jobs, many people immediately think of teller or credit officer. However, in reality, there are many other roles such as payment specialist, operations officer, internal auditor, risk manager, financial analyst, investment consultant, department head (credit department head). application, head of legal department,...), bank director , ... All these positions are to ensure that the bank's working process is always smooth and efficient.

Indeed, job opportunities in the banking sector are now very open because many banks have been established and developed competitively such as Techcombank, VPBank, ACB, Sacombank, Vietcombank, SHB, VIB,...

Most positions in the bank require applicants to have a college degree or higher. In addition to professional knowledge and skills in banking, certificates in finance, accounting, foreign language ability, ... are also necessary conditions for you to improve your chances of being recruited. For positions that have to be in contact with customers, employers have requirements on appearance.

2. Will banking jobs work from morning to night?

Most new employees are often overwhelmed by the working hours of the banking sector. The workload at each department in the bank is very large, often overtime and working continuously from 10 to 12 hours a day is very normal, not to mention the final settlements at the end of the quarter and at the end of the year. Even with the position of credit officer, financial analyst, it is very normal to "sacrifice" personal time for work.

3. Many people suffocate because of KPI

Currently, not only sales and credit staff but also most positions in the bank are under pressure on KPIs. For those who are not really stable, this can be a factor that creates great pressure at work. 

4. Is the salary as high as rumored?

Working as a banker is obviously under a lot of pressure, but in return, the income is quite attractive. For example, tellers are from 7-15 million VND/month, customer specialists receive 8-10 million VND/month, internal audit is 10-20 million VND/month, the position of department head in banks receive 20-35 million per month,... Salary depends on capacity, working experience and many other factors. Each position at each bank will have a specific income that is not the same, but in general terms, it is higher than in other industries.

5. A bright spot for banking with extremely open opportunities

Up to now, banking has always been in the "hot" industry group chosen by many people not only in Vietnam but also in the world for a number of reasons such as:

Many hot positions, diverse jobs

Today, our country's economy is very vibrant with many economic sectors and businesses competing constantly developing. This led to a sharp increase in financial and banking related items. At this time, the labor market needs high-quality human resources to meet the recruitment needs of banks and financial institutions. That's why the job opportunities are huge.

As mentioned in the beginning, there are many job positions in the bank. Depending on your qualifications, experience and skills, you can choose to apply for suitable jobs and titles such as employee, department head, manager, deputy director, director,...

Attractive benefits received

Any employee who uses the company's products and services will also receive a discount. This is considered one of the policies to invite talents of enterprises. Bank employees are no exception, when depositing or borrowing money, most banks have a policy of applying preferential interest rates to their employees, even to their relatives. 

When there are problems such as password loss, account lockout, credit card loss, urgent disbursement, etc., people working in the banking sector are always handled quickly. As an "internal customer", the procedure is also less cluttered, the records are smoother and faster. 

Not only with the bank you are working with, you will receive incentives, when using other banks' services, as a bank employee, your credit score will also increase quite a bit. Not to mention the high bonuses or benefits as prescribed by the Labor Law are fully enjoyed.

Professional working environment, dynamic

Working environment is understood as the surrounding working conditions at that unit such as working space, office design, work-supporting equipment, mental conditions (interaction with colleagues, leadership, etc.) superiors and employees), company culture, working spirit, etc. At the bank, the bank is always fully equipped with facilities, machinery, equipment, ... to best serve the job. . Besides, this place is also full of positive energy, always giving and maintaining employees the excitement to devote themselves to the bank. That's why we often hear banks have a professional and dynamic working environment.

Improve thinking ability and acumen

People working in the banking sector are always sensitive to numbers, market fluctuations, currencies… Predictions about financial situation and securities will help you practice more speculation and even judgment. sensitive to yourself.